4028 Riverchess Dr SWAtlantaGA30331
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4028 Riverchess Dr SW, Atlanta, GA, 30331 in Atlanta speaks for itself: 11.31% gross on a $569,900 price, generating $5,372/mo in rent and $1,871/mo in net income after the $2,563/mo debt service. DSCR 2.10, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $22,447 stacks alongside $157,453 in projected five-year appreciation and $5,249/yr in principal reduction. Projected total cumulative return: $336,324.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 4.8% |
| Monthly Cash Flow | $1,871 | $1,850 |
City averages based on Atlanta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,372 |
| Total Monthly Debt Service | $3,275 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
0.42 Acres lot
$N/A/sqft
$400 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30331, Atlanta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,212 (100%) |
| Owner Occupied HU | 14,702 (52.1%) |
| Renter Occupied HU | 11,751 (41.7%) |
| Vacant Housing Units | 1,759 ( 6.2%) |
| Median Home Value | $328,675 |
| Average Home Value | $405,785 |
Housing Distribution
Address Breakdown
Residential
26,963
Single Family
21,014
Multi-Family
5,949
Businesses
1,033
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
0.42 Acres lot
$N/A/sqft
$400 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30331, Atlanta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,212 (100%) |
| Owner Occupied HU | 14,702 (52.1%) |
| Renter Occupied HU | 11,751 (41.7%) |
| Vacant Housing Units | 1,759 ( 6.2%) |
| Median Home Value | $328,675 |
| Average Home Value | $405,785 |
Housing Distribution
Address Breakdown
Residential
26,963
Single Family
21,014
Multi-Family
5,949
Businesses
1,033
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices