4023 Concord BlvdChipleyFL32428








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Chipley at 4023 Concord Blvd, Chipley, FL, 32428 listed at $223,990 pairs $1,594/mo rent with a $1,096/mo payment to leave $108/mo cash flow. Total monthly income runs $1,594/mo, and annual cash flow reaches $1,295/yr on $74,253 cash to close. Return on cash invested measures 21.65% in year one, and rental yield registers 8.54% at a $223,990 basis. Equity gained on principal adds $1,445/yr, and annual property appreciation at 5% supports $61,884 by year five. Five-year ROI tracks 112.78% and total cumulative return in cash totals $83,740. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,594/mo property income relative to a $1,096/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 2025
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32428, Chipley, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,704 (100%) |
| Owner Occupied HU | 5,171 (67.1%) |
| Renter Occupied HU | 1,404 (18.2%) |
| Vacant Housing Units | 1,129 (14.7%) |
| Median Home Value | $223,466 |
| Average Home Value | $270,097 |
Housing Distribution
Address Breakdown
Residential
7,032
Single Family
7,032
Multi-Family
0
Businesses
598
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Listed by: Octavia Valencia • WJH Brokerage FL LLC
Mls Name: CPAR
Mls Provider:
Mls ID: #777969
Disclaimer: IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.








