40228 Lackey Rd, Hamilton, MS, 39746 | $203/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Hamilton at 40228 Lackey Rd, Hamilton, MS, 39746 offers a 8.47% rental yield on a $215,000 purchase with $1,518/mo rent. Total monthly income registers $1,518/mo, and a $1,052/mo payment leaves $203/mo available for distribution. Annual cash flow reaches $2,432/yr on $71,273 to close, and return on cash invested stands at 23.32% in year one. Equity gained on principal adds $1,387/yr while 5% annual appreciation supports $59,401 over five years. Portfolio math shows five-year ROI at 121.06% and total cumulative return in cash at $86,281. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,518/mo property income against a $1,052/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1978

1.80 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 39746, Hamilton, MS area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,426 (100%)
Owner Occupied HU	1,079 (75.7%)
Renter Occupied HU	202 (14.2%)
Vacant Housing Units	145 (10.2%)
Median Home Value	$137,216
Average Home Value	$160,454