402 University Ave, Troy, TX, 76579 | $511/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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402 University Ave, Troy, TX, 76579 | $511/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Troy at 402 University Ave, Troy, TX, 76579 offers $2,400/mo rent that, after a $1,300/mo payment, leaves $511/mo cash flow. Total monthly income is $2,400/mo, and annual cash flow is $6,135/yr on $88,046 cash. Return on cash invested measures 26.88% in year one, and rental yield stands at 10.84% at a $265,600 entry. Equity gained on principal adds $1,714/yr while 5% annual appreciation compounds into $73,380 by year five. Five-year ROI records 141.46% and total cumulative return in cash reaches $124,548. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,400/mo property income versus a $1,300/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 2026

N/A lot

$N/A/sqft

No HOA

More details about the property

Some images shown may be from a previously built Stylecraft home of similar design. Actual options, colors, and selections may vary. Contact us for details! This four-bedroom, two bath home is a great option for those looking for more bedrooms without a second story! You won't believe your eyes as you walk into the great space that is the open concept living room, dining room, and kitchen. With all of its wonderful features, to include walk-in closets, granite countertops, and corner kitchen with island, you are sure to love this home! Additional options included: Level 2 granite countertops throughout, additional LED recessed lighting, a dual primary bathroom vanity, and a single basin kitchen sink

Neighborhood Data

Neighborhood data shown for ZIP Code: 76579, Troy, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,376 (100%)
Owner Occupied HU	1,715 (72.2%)
Renter Occupied HU	465 (19.6%)
Vacant Housing Units	196 ( 8.2%)
Median Home Value	$312,327
Average Home Value	$353,136