402 Dallas StChetekWI54728
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 402 Dallas St, Chetek, WI, 54728 in Chetek. Priced at $128,400, it generates $1,438/mo in gross rent and $576/mo in net monthly cash flow, a 13.44% yield that comfortably supports the 2.49 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,911. Five-year appreciation: $35,475. Equity from principal paydown: $1,183/yr. Total projected cumulative return: $86,083.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.4% | 6.2% |
| Monthly Cash Flow | $576 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,438 |
| Total Monthly Debt Service | $811 |
| DSCR Ratio | 1.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54728, Chetek, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,728 (100%) |
| Owner Occupied HU | 2,221 (59.6%) |
| Renter Occupied HU | 494 (13.3%) |
| Vacant Housing Units | 1,013 (27.2%) |
| Median Home Value | $269,853 |
| Average Home Value | $300,989 |
Housing Distribution
Address Breakdown
Residential
2,906
Single Family
2,836
Multi-Family
70
Businesses
196
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54728, Chetek, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,728 (100%) |
| Owner Occupied HU | 2,221 (59.6%) |
| Renter Occupied HU | 494 (13.3%) |
| Vacant Housing Units | 1,013 (27.2%) |
| Median Home Value | $269,853 |
| Average Home Value | $300,989 |
Housing Distribution
Address Breakdown
Residential
2,906
Single Family
2,836
Multi-Family
70
Businesses
196
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices