4016 Birch StValdostaGA31605
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 4016 Birch St, Valdosta, GA, 31605 in Valdosta is straightforward: $165,000 in, $1,518/mo in rent, $477/mo out after debt service. The 11.04% gross yield and 2.05 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $45,586 by year five. With $1,520/yr in principal equity, the total cumulative return is projected at $93,422.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.5% |
| Monthly Cash Flow | $477 | $1,200 |
City averages based on Valdosta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,518 |
| Total Monthly Debt Service | $975 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31605, Valdosta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,185 (100%) |
| Owner Occupied HU | 5,909 (58.0%) |
| Renter Occupied HU | 3,571 (35.1%) |
| Vacant Housing Units | 705 ( 6.9%) |
| Median Home Value | $273,281 |
| Average Home Value | $316,332 |
Housing Distribution
Address Breakdown
Residential
9,783
Single Family
8,778
Multi-Family
1,005
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31605, Valdosta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,185 (100%) |
| Owner Occupied HU | 5,909 (58.0%) |
| Renter Occupied HU | 3,571 (35.1%) |
| Vacant Housing Units | 705 ( 6.9%) |
| Median Home Value | $273,281 |
| Average Home Value | $316,332 |
Housing Distribution
Address Breakdown
Residential
9,783
Single Family
8,778
Multi-Family
1,005
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices