4014 Elk RdIsland ParkID83429
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4014 Elk Rd, Island Park, ID, 83429 in Island Park speaks for itself: 20.27% gross on a $675,000 price, generating $11,400/mo in rent and $7,517/mo in net income after the $3,035/mo debt service. DSCR 3.76, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $90,202 stacks alongside $186,490 in projected five-year appreciation and $6,217/yr in principal reduction. Projected total cumulative return: $738,396.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 20.3% | 6.2% |
| Monthly Cash Flow | $7,517 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $11,400 |
| Total Monthly Debt Service | $3,615 |
| DSCR Ratio | 3.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83429, Island Park, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,760 (100%) |
| Owner Occupied HU | 508 (13.5%) |
| Renter Occupied HU | 59 ( 1.6%) |
| Vacant Housing Units | 3,193 (84.9%) |
| Median Home Value | $712,302 |
| Average Home Value | $714,218 |
Housing Distribution
Address Breakdown
Residential
636
Single Family
632
Multi-Family
4
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83429, Island Park, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,760 (100%) |
| Owner Occupied HU | 508 (13.5%) |
| Renter Occupied HU | 59 ( 1.6%) |
| Vacant Housing Units | 3,193 (84.9%) |
| Median Home Value | $712,302 |
| Average Home Value | $714,218 |
Housing Distribution
Address Breakdown
Residential
636
Single Family
632
Multi-Family
4
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rod Jones • Idaho's Real Estate
Mls Name: SRMLS
Mls ID: #2178249