4014 Barbary WayEl Dorado HillsCA95762
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 4014 Barbary Way, El Dorado Hills, CA, 95762 in El Dorado Hills deserves attention. This $705,633 property earns $6,422/mo in rent, a 10.92% gross yield, and nets $1,831/mo after the $3,173/mo payment. DSCR 2.02 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $194,953 compounds alongside $6,499/yr in yearly equity build, for a total cumulative return of $386,355.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.0% |
| Monthly Cash Flow | $1,831 | $350 |
City averages based on El Dorado Hills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,422 |
| Total Monthly Debt Service | $4,310 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
5,663 sqft lot
$N/A/sqft
$226 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95762, El Dorado Hills, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,705 (100%) |
| Owner Occupied HU | 16,315 (82.8%) |
| Renter Occupied HU | 2,628 (13.3%) |
| Vacant Housing Units | 762 ( 3.9%) |
| Median Home Value | $897,383 |
| Average Home Value | $1,030,046 |
Housing Distribution
Address Breakdown
Residential
18,350
Single Family
16,916
Multi-Family
1,434
Businesses
1,201
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
5,663 sqft lot
$N/A/sqft
$226 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95762, El Dorado Hills, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,705 (100%) |
| Owner Occupied HU | 16,315 (82.8%) |
| Renter Occupied HU | 2,628 (13.3%) |
| Vacant Housing Units | 762 ( 3.9%) |
| Median Home Value | $897,383 |
| Average Home Value | $1,030,046 |
Housing Distribution
Address Breakdown
Residential
18,350
Single Family
16,916
Multi-Family
1,434
Businesses
1,201
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices