401 Plaza RdLamarSC29069
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow401 Plaza Rd, Lamar, SC, 29069 in Lamar is a top-tier cash-flow asset. At $160,900 it produces $1,909/mo in rent and $951/mo in net monthly income, a 14.24% gross rental yield. The DSCR of 2.64 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $11,417. Five-year appreciation adds $44,454, driving a total cumulative return of $122,051.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.2% | 6.2% |
| Monthly Cash Flow | $951 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,909 |
| Total Monthly Debt Service | $894 |
| DSCR Ratio | 2.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
1.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29069, Lamar, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,284 (100%) |
| Owner Occupied HU | 1,545 (67.6%) |
| Renter Occupied HU | 392 (17.2%) |
| Vacant Housing Units | 347 (15.2%) |
| Median Home Value | $169,986 |
| Average Home Value | $188,426 |
Housing Distribution
Address Breakdown
Residential
1,840
Single Family
1,840
Multi-Family
0
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
1.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29069, Lamar, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,284 (100%) |
| Owner Occupied HU | 1,545 (67.6%) |
| Renter Occupied HU | 392 (17.2%) |
| Vacant Housing Units | 347 (15.2%) |
| Median Home Value | $169,986 |
| Average Home Value | $188,426 |
Housing Distribution
Address Breakdown
Residential
1,840
Single Family
1,840
Multi-Family
0
Businesses
87
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices