401 Dennison Ferry RdCub RunKY42729
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 401 Dennison Ferry Rd, Cub Run, KY, 42729 in Cub Run earns a 8.66% gross yield at $180,000. Rent of $1,300/mo nets $204/mo after the $809/mo mortgage. The 1.61 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $49,731 and $1,658/yr in equity accumulation project a total cumulative return of $81,391.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 7.0% |
| Monthly Cash Flow | $204 | $250 |
City averages based on Cub Run market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,300 |
| Total Monthly Debt Service | $1,024 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42729, Cub Run, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,241 (100%) |
| Owner Occupied HU | 553 (44.6%) |
| Renter Occupied HU | 86 ( 6.9%) |
| Vacant Housing Units | 602 (48.5%) |
| Median Home Value | $242,333 |
| Average Home Value | $270,009 |
Housing Distribution
Address Breakdown
Residential
846
Single Family
846
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42729, Cub Run, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,241 (100%) |
| Owner Occupied HU | 553 (44.6%) |
| Renter Occupied HU | 86 ( 6.9%) |
| Vacant Housing Units | 602 (48.5%) |
| Median Home Value | $242,333 |
| Average Home Value | $270,009 |
Housing Distribution
Address Breakdown
Residential
846
Single Family
846
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices