4008 NW 77th Ave #31CamasWA98607
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 4008 NW 77th Ave #31, Camas, WA, 98607 in Camas worth study. Rental yield 5.99%. The 5.99% gross yield is below cash-flow benchmarks at $824,300, but 5% annual appreciation, adding $227,739 over five years, frames this as a capital growth position. Rent of $4,111/mo partially offsets the $3,707/mo payment. Ziffy Mortgage finances appreciation-play properties (1.11 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $257,599.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 6.2% |
| Monthly Cash Flow | $(844) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,111 |
| Total Monthly Debt Service | $4,627 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98607, Camas, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,154 (100%) |
| Owner Occupied HU | 10,232 (72.3%) |
| Renter Occupied HU | 3,271 (23.1%) |
| Vacant Housing Units | 651 ( 4.6%) |
| Median Home Value | $739,166 |
| Average Home Value | $812,766 |
Housing Distribution
Address Breakdown
Residential
13,604
Single Family
12,462
Multi-Family
1,142
Businesses
766
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98607, Camas, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,154 (100%) |
| Owner Occupied HU | 10,232 (72.3%) |
| Renter Occupied HU | 3,271 (23.1%) |
| Vacant Housing Units | 651 ( 4.6%) |
| Median Home Value | $739,166 |
| Average Home Value | $812,766 |
Housing Distribution
Address Breakdown
Residential
13,604
Single Family
12,462
Multi-Family
1,142
Businesses
766
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A