4007 Oglethorpe DrSea IslandGA31561
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Sea Island at 4007 Oglethorpe Dr, Sea Island, GA, 31561 projects strong ROI of 4.52%. Rental yield 2.19%. With 5% annual appreciation, the property builds $884,101 in value over five years. Equity growth combined delivers a projected five-year ROI of 36.84%, translating into $332,992 in total cumulative return on $904,000 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.2% | 5.2% |
| Monthly Cash Flow | $(13,660) | $2,000 |
City averages based on Sea Island market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,828 |
| Total Monthly Debt Service | $18,215 |
| DSCR Ratio | 0.32x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
0.49 Acres lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31561, Sea Island, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 575 (100%) |
| Owner Occupied HU | 82 (14.3%) |
| Renter Occupied HU | 8 ( 1.4%) |
| Vacant Housing Units | 485 (84.3%) |
| Median Home Value | $850,000 |
| Average Home Value | $992,683 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
0.49 Acres lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31561, Sea Island, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 575 (100%) |
| Owner Occupied HU | 82 (14.3%) |
| Renter Occupied HU | 8 ( 1.4%) |
| Vacant Housing Units | 485 (84.3%) |
| Median Home Value | $850,000 |
| Average Home Value | $992,683 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Patrick Dunn • Sea Island Properties
Mls Name: GIAOR
Mls ID: #1649462
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.