4003 Seaside Alder Rd #104Ivy BowieMD20715
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4003 Seaside Alder Rd #104, Ivy Bowie, MD, 20715 in Ivy Bowie earns its strong cash-flow label: 10.31% yield, $2,540/mo rent, $701/mo net income, DSCR 1.91. The $295,790 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $81,721 by year five. Combined with $2,724/yr in principal paydown, total projected return reaches $157,322.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.0% |
| Monthly Cash Flow | $701 | $350 |
City averages based on Ivy Bowie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,540 |
| Total Monthly Debt Service | $1,722 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20715, Bowie, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,533 (100%) |
| Owner Occupied HU | 8,101 (85.0%) |
| Renter Occupied HU | 947 ( 9.9%) |
| Vacant Housing Units | 485 ( 5.1%) |
| Median Home Value | $463,106 |
| Average Home Value | $487,533 |
Housing Distribution
Address Breakdown
Residential
9,353
Single Family
9,299
Multi-Family
54
Businesses
440
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20715, Bowie, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,533 (100%) |
| Owner Occupied HU | 8,101 (85.0%) |
| Renter Occupied HU | 947 ( 9.9%) |
| Vacant Housing Units | 485 ( 5.1%) |
| Median Home Value | $463,106 |
| Average Home Value | $487,533 |
Housing Distribution
Address Breakdown
Residential
9,353
Single Family
9,299
Multi-Family
54
Businesses
440
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices