4002 National AveSan DiegoCA92113
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 4002 National Ave, San Diego, CA, 92113 in San Diego deserves attention. This $675,000 property earns $6,496/mo in rent, a 11.55% gross yield, and nets $2,320/mo after the $3,035/mo payment. DSCR 2.14 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $186,490 compounds alongside $6,217/yr in yearly equity build, for a total cumulative return of $405,300.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 4.8% |
| Monthly Cash Flow | $2,320 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,496 |
| Total Monthly Debt Service | $3,907 |
| DSCR Ratio | 1.66x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
7,655 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92113, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,800 (100%) |
| Owner Occupied HU | 3,948 (28.6%) |
| Renter Occupied HU | 9,238 (66.9%) |
| Vacant Housing Units | 614 ( 4.4%) |
| Median Home Value | $598,544 |
| Average Home Value | $665,910 |
Housing Distribution
Address Breakdown
Residential
13,499
Single Family
11,026
Multi-Family
2,473
Businesses
790
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
7,655 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92113, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,800 (100%) |
| Owner Occupied HU | 3,948 (28.6%) |
| Renter Occupied HU | 9,238 (66.9%) |
| Vacant Housing Units | 614 ( 4.4%) |
| Median Home Value | $598,544 |
| Average Home Value | $665,910 |
Housing Distribution
Address Breakdown
Residential
13,499
Single Family
11,026
Multi-Family
2,473
Businesses
790
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices