4002 Lawrence Hazel RdLawrenceMS39336
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4002 Lawrence Hazel Rd, Lawrence, MS, 39336 in Lawrence. Priced at $229,000, it generates $2,054/mo in gross rent and $653/mo in net monthly cash flow, a 10.77% yield that comfortably supports the 1.99 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,836. Five-year appreciation: $63,268. Equity from principal paydown: $2,109/yr. Total projected cumulative return: $128,766.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.2% |
| Monthly Cash Flow | $653 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,054 |
| Total Monthly Debt Service | $1,310 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
8 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39336, Lawrence, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 450 (100%) |
| Owner Occupied HU | 343 (76.2%) |
| Renter Occupied HU | 61 (13.6%) |
| Vacant Housing Units | 46 (10.2%) |
| Median Home Value | $123,370 |
| Average Home Value | $186,574 |
Housing Distribution
Address Breakdown
Residential
579
Single Family
579
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
8 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39336, Lawrence, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 450 (100%) |
| Owner Occupied HU | 343 (76.2%) |
| Renter Occupied HU | 61 (13.6%) |
| Vacant Housing Units | 46 (10.2%) |
| Median Home Value | $123,370 |
| Average Home Value | $186,574 |
Housing Distribution
Address Breakdown
Residential
579
Single Family
579
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Becky Gunn • Goodin Realty, LLC
Mls Name: MLS United
Mls ID: #4127130