4000 Innovator Dr UNIT 8104SacramentoCA95834
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Sacramento rentals match the income profile of 4000 Innovator Dr UNIT 8104, Sacramento, CA, 95834. Listed at $384,900, gross rent is $3,889/mo and net cash flow is $1,122/mo, a 12.13% yield well above national averages. DSCR 2.25 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $106,341 by year five with $3,545/yr in annual principal reduction, projecting $219,811 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.1% | 4.8% |
| Monthly Cash Flow | $1,122 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,889 |
| Total Monthly Debt Service | $2,614 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2006
N/A lot
$N/A/sqft
$386 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95834, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,327 (100%) |
| Owner Occupied HU | 7,347 (47.9%) |
| Renter Occupied HU | 7,051 (46.0%) |
| Vacant Housing Units | 929 ( 6.1%) |
| Median Home Value | $592,243 |
| Average Home Value | $608,908 |
Housing Distribution
Address Breakdown
Residential
14,298
Single Family
10,025
Multi-Family
4,273
Businesses
1,715
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2006
N/A lot
$N/A/sqft
$386 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95834, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,327 (100%) |
| Owner Occupied HU | 7,347 (47.9%) |
| Renter Occupied HU | 7,051 (46.0%) |
| Vacant Housing Units | 929 ( 6.1%) |
| Median Home Value | $592,243 |
| Average Home Value | $608,908 |
Housing Distribution
Address Breakdown
Residential
14,298
Single Family
10,025
Multi-Family
4,273
Businesses
1,715
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices