400 Three Oaks Dr SECalhounGA30701
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.52% yield at 400 Three Oaks Dr SE, Calhoun, GA, 30701 in Calhoun is solid, but the $2,293/mo payment compresses net cash flow to $93/mo at $510,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $140,904 by year five, and $4,697/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.39) without U.S. income documentation. Total projected return: $199,211.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 8.0% |
| Monthly Cash Flow | $93 | $200 |
City averages based on Calhoun market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,197 |
| Total Monthly Debt Service | $2,901 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
1.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30701, Calhoun, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,271 (100%) |
| Owner Occupied HU | 10,664 (61.7%) |
| Renter Occupied HU | 5,610 (32.5%) |
| Vacant Housing Units | 997 ( 5.8%) |
| Median Home Value | $247,601 |
| Average Home Value | $288,486 |
Housing Distribution
Address Breakdown
Residential
16,652
Single Family
16,008
Multi-Family
644
Businesses
1,280
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
1.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30701, Calhoun, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,271 (100%) |
| Owner Occupied HU | 10,664 (61.7%) |
| Renter Occupied HU | 5,610 (32.5%) |
| Vacant Housing Units | 997 ( 5.8%) |
| Median Home Value | $247,601 |
| Average Home Value | $288,486 |
Housing Distribution
Address Breakdown
Residential
16,652
Single Family
16,008
Multi-Family
644
Businesses
1,280
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Preston Putnam • The Agency Chattanooga
Mls Name: Greater Chattanooga Realtors
Mls ID: #1513288
Disclaimer: IDX information is provided exclusively for consumers personal, noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. Zillow, Inc. does not display the entire MLS of Chattanooga, Inc. database on this website. The listings of some real estate brokerage firms have been excluded. Some or all of the listings displayed may not belong to the firm whose website is being visited Copyright 2025 by Chattanooga Association of REALTORS