400 Congress StWhite OakPA15131
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in White Oak at 400 Congress St, White Oak, PA, 15131 with 5% annual appreciation on a $180,000 basis while $1,622/mo rent supports operations. Total monthly income totals $1,622/mo and a $881/mo payment preserves $443/mo for cash returns. Annual cash flow comes to $5,310/yr on $59,670 deployed, and return on cash invested reaches 28.81% in year one. Equity gained on principal adds $1,162/yr, and five-year appreciation sums $49,731 alongside rental yield of 10.81%. Five-year ROI measures 151.08% and total cumulative return in cash totals $90,149.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,622/mo property income versus a $881/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1900
4,948 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15131, Mc Keesport, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,103 (100%) |
| Owner Occupied HU | 2,824 (68.8%) |
| Renter Occupied HU | 987 (24.1%) |
| Vacant Housing Units | 292 ( 7.1%) |
| Median Home Value | $188,636 |
| Average Home Value | $225,112 |
Housing Distribution
Address Breakdown
Residential
3,973
Single Family
3,413
Multi-Family
560
Businesses
260
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Listed by: Michele Anker • HOWARD HANNA REAL ESTATE SERVICES
Mls Name: WPMLS
Mls ID: #1716658