40 Mobile LaneToms RiverNJ08755
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 40 Mobile Lane, Toms River, NJ, 08755 in Toms River deserves attention. This $107,000 property earns $3,996/mo in rent, a 44.81% gross yield, and nets $3,233/mo after the $481/mo payment. DSCR 8.31 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $29,562 compounds alongside $985/yr in yearly equity build, for a total cumulative return of $249,144.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 44.8% | 5.5% |
| Monthly Cash Flow | $3,233 | $1,850 |
City averages based on Toms River market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,996 |
| Total Monthly Debt Service | $720 |
| DSCR Ratio | 5.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1971
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1971
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jean T Calvetto • Weichert Realtors-Toms River
Mls Name: MoreMLS
Mls ID: #22518832