40 Hooper StWorcesterMA01605
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Worcester at 40 Hooper St, Worcester, MA, 01605 projects strong ROI of -2.29%. Rental yield 0.52%. With 5% annual appreciation, the property builds $1,657,689 in value over five years. Equity growth combined delivers a projected five-year ROI of 0.66%, translating into $11,243 in total cumulative return on $1,695,000 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.5% | 8.0% |
| Monthly Cash Flow | $(35,225) | $300 |
City averages based on Worcester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,592 |
| Total Monthly Debt Service | $35,430 |
| DSCR Ratio | 0.07x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2024
0.37 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2024
0.37 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Listed by: Jammie Geddis • Keller Williams Realty
Mls Name: MLS PIN
Mls ID: #73416576