40 Hawk Spring Dr SWRomeGA30165
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 40 Hawk Spring Dr SW, Rome, GA, 30165 in Rome, $265,500, 8.12% gross yield, $181/mo net income. Consider it a market-entry position, the $1,797/mo rent covers the $1,194/mo payment with a margin, and 5%/yr appreciation is projected to add $73,353 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.51) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $112,215.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 7.0% |
| Monthly Cash Flow | $181 | $300 |
City averages based on Rome market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,797 |
| Total Monthly Debt Service | $1,510 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30165, Rome, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,177 (100%) |
| Owner Occupied HU | 9,600 (55.9%) |
| Renter Occupied HU | 6,382 (37.2%) |
| Vacant Housing Units | 1,195 ( 7.0%) |
| Median Home Value | $246,303 |
| Average Home Value | $296,058 |
Housing Distribution
Address Breakdown
Residential
16,854
Single Family
16,004
Multi-Family
850
Businesses
1,147
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30165, Rome, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,177 (100%) |
| Owner Occupied HU | 9,600 (55.9%) |
| Renter Occupied HU | 6,382 (37.2%) |
| Vacant Housing Units | 1,195 ( 7.0%) |
| Median Home Value | $246,303 |
| Average Home Value | $296,058 |
Housing Distribution
Address Breakdown
Residential
16,854
Single Family
16,004
Multi-Family
850
Businesses
1,147
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices