








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Rental property for sale in Billerica at 40 Baker St, Billerica, MA, 01821 offers $4,346/mo rent that, after a $2,687/mo payment, leaves $886/mo cash flow. Total monthly income is $4,346/mo, and annual cash flow is $10,630/yr on $180,621 cash. Return on cash invested measures 25.95% in year one, and rental yield stands at 9.5% at a $549,000 entry. Equity gained on principal adds $3,543/yr while 5% annual appreciation compounds into $151,679 by year five. Five-year ROI records 135.32% and total cumulative return in cash reaches $244,424. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $4,346/mo property income versus a $2,687/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1940
5,184 sqft lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 01821, Billerica, MA area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,679 (100%) |
| Owner Occupied HU | 8,996 (77.0%) |
| Renter Occupied HU | 2,343 (20.1%) |
| Vacant Housing Units | 340 ( 2.9%) |
| Median Home Value | $642,849 |
| Average Home Value | $669,460 |
Residential
11,236
Single Family
9,345
Multi-Family
1,891
Businesses
714
Date | Event | Price |
|---|---|---|
| 2025-08-15 | Sold | $549,000 |
| 2025-07-23 | Contingent | $549,000 |
| 2025-07-11 | Listed for sale | $549,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-10-15 | $5445.00 | 0.61% | $482,300 | 5.79% |
| 2023-10-15 | $5412.00 | 10.97% | $455,900 | 18.17% |
| 2022-10-15 | $4877.00 | 4.21% | $385,800 | 7.17% |



Listed by: Steve McKenna & The Home Advantage Team • Gibson Sotheby's International Realty
Mls Name: MLS PIN
Mls ID: #73403224
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