4 Shea RoadCampbell HallNY10916
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4 Shea Road, Campbell Hall, NY, 10916 in Campbell Hall. Priced at $949,999, it generates $10,014/mo in gross rent and $3,670/mo in net monthly cash flow, a 12.65% yield that comfortably supports the 2.34 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $44,041. Five-year appreciation: $262,467. Equity from principal paydown: $8,750/yr. Total projected cumulative return: $598,383.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.7% | 6.2% |
| Monthly Cash Flow | $3,670 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $10,014 |
| Total Monthly Debt Service | $5,966 |
| DSCR Ratio | 1.68x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
7.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10916, Campbell Hall, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,599 (100%) |
| Owner Occupied HU | 1,392 (87.1%) |
| Renter Occupied HU | 143 ( 8.9%) |
| Vacant Housing Units | 64 ( 4.0%) |
| Median Home Value | $567,482 |
| Average Home Value | $631,478 |
Housing Distribution
Address Breakdown
Residential
1,581
Single Family
1,581
Multi-Family
0
Businesses
92
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
7.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10916, Campbell Hall, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,599 (100%) |
| Owner Occupied HU | 1,392 (87.1%) |
| Renter Occupied HU | 143 ( 8.9%) |
| Vacant Housing Units | 64 ( 4.0%) |
| Median Home Value | $567,482 |
| Average Home Value | $631,478 |
Housing Distribution
Address Breakdown
Residential
1,581
Single Family
1,581
Multi-Family
0
Businesses
92
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices