4 Russell RdCabin JohnMD20818
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder4 Russell Rd, Cabin John, MD, 20818 in Cabin John is a stable, well-positioned rental at $599,900. Rental yield 7.16%. DSCR 1.33 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $165,741 in value and $5,525/yr in principal paydown builds equity, a total projected return of $217,776.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 5.0% |
| Monthly Cash Flow | $(836) | $2,500 |
City averages based on Cabin John market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,579 |
| Total Monthly Debt Service | $3,492 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1942
4,479 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20818, Cabin John, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 670 (100%) |
| Owner Occupied HU | 609 (90.9%) |
| Renter Occupied HU | 37 ( 5.5%) |
| Vacant Housing Units | 24 ( 3.6%) |
| Median Home Value | $1,262,336 |
| Average Home Value | $1,310,632 |
Housing Distribution
Address Breakdown
Residential
683
Single Family
654
Multi-Family
29
Businesses
145
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1942
4,479 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20818, Cabin John, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 670 (100%) |
| Owner Occupied HU | 609 (90.9%) |
| Renter Occupied HU | 37 ( 5.5%) |
| Vacant Housing Units | 24 ( 3.6%) |
| Median Home Value | $1,262,336 |
| Average Home Value | $1,310,632 |
Housing Distribution
Address Breakdown
Residential
683
Single Family
654
Multi-Family
29
Businesses
145
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jami Rankin • Redfin Corp
Mls Name: Bright MLS
Mls ID: #MDMC2212426