4 Nathan DrClintonMA01510
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 4 Nathan Dr, Clinton, MA, 01510 in Clinton is narrow, $90/mo net on $3,574/mo rent after the $2,900/mo debt service, but the property operates at break-even-plus, not a loss. At $645,000 with a 7.74% yield, the long-run equity case via 5% appreciation ($178,202 over five years) and $5,941/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.23 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $213,313.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 7.0% |
| Monthly Cash Flow | $90 | $550 |
City averages based on Clinton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,574 |
| Total Monthly Debt Service | $3,809 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
0.41 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
0.41 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kim McKean • Lamacchia Realty, Inc.
Mls Name: MLS PIN
Mls ID: #73367036
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