4 Locust AvenueGlen HeadNY11545
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Glen Head rentals match the income profile of 4 Locust Avenue, Glen Head, NY, 11545. Listed at $1,955,000, gross rent is $23,520/mo and net cash flow is $10,465/mo, a 14.44% yield well above national averages. DSCR 2.68 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $540,130 by year five with $18,006/yr in annual principal reduction, projecting $1,418,851 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.4% | 6.2% |
| Monthly Cash Flow | $10,465 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $23,520 |
| Total Monthly Debt Service | $12,277 |
| DSCR Ratio | 1.92x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
8,239 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11545, Glen Head, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,307 (100%) |
| Owner Occupied HU | 3,659 (85.0%) |
| Renter Occupied HU | 463 (10.7%) |
| Vacant Housing Units | 185 ( 4.3%) |
| Median Home Value | $1,104,571 |
| Average Home Value | $1,310,718 |
Housing Distribution
Address Breakdown
Residential
4,068
Single Family
4,056
Multi-Family
12
Businesses
344
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
8,239 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11545, Glen Head, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,307 (100%) |
| Owner Occupied HU | 3,659 (85.0%) |
| Renter Occupied HU | 463 (10.7%) |
| Vacant Housing Units | 185 ( 4.3%) |
| Median Home Value | $1,104,571 |
| Average Home Value | $1,310,718 |
Housing Distribution
Address Breakdown
Residential
4,068
Single Family
4,056
Multi-Family
12
Businesses
344
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices