4 Lexington AveNeshanic StationNJ08853
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4 Lexington Ave, Neshanic Station, NJ, 08853 in Neshanic Station earns its strong cash-flow label: 10.75% yield, $5,756/mo rent, $1,177/mo net income, DSCR 1.99. The $642,500 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $177,511 by year five. Combined with $5,917/yr in principal paydown, total projected return reaches $321,992.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.2% |
| Monthly Cash Flow | $1,177 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,756 |
| Total Monthly Debt Service | $4,324 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
1.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08853, Neshanic Station, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,019 (100%) |
| Owner Occupied HU | 1,675 (83.0%) |
| Renter Occupied HU | 304 (15.1%) |
| Vacant Housing Units | 40 ( 2.0%) |
| Median Home Value | $671,699 |
| Average Home Value | $706,349 |
Housing Distribution
Address Breakdown
Residential
1,930
Single Family
1,930
Multi-Family
0
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
1.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08853, Neshanic Station, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,019 (100%) |
| Owner Occupied HU | 1,675 (83.0%) |
| Renter Occupied HU | 304 (15.1%) |
| Vacant Housing Units | 40 ( 2.0%) |
| Median Home Value | $671,699 |
| Average Home Value | $706,349 |
Housing Distribution
Address Breakdown
Residential
1,930
Single Family
1,930
Multi-Family
0
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices