4 Legacy Ct, Elgin, SC, 29045 | $495/mo Cash Flow

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Elgin at 4 Legacy Ct, Elgin, SC, 29045 with 5% annual appreciation on a $295,000 basis while $2,272/mo rent supports operations. Total monthly income totals $2,272/mo and a $1,444/mo payment preserves $495/mo for cash returns. Annual cash flow comes to $5,938/yr on $97,793 deployed, and return on cash invested reaches 25.98% in year one. Equity gained on principal adds $1,904/yr, and five-year appreciation sums $81,503 alongside rental yield of 9.24%. Five-year ROI measures 135.19% and total cumulative return in cash totals $132,206.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,272/mo property income versus a $1,444/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 2005

0.34 Acres lot

$N/A/sqft

$21 monthly HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 29045, Elgin, SC area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	12,039 (100%)
Owner Occupied HU	9,414 (78.2%)
Renter Occupied HU	1,752 (14.6%)
Vacant Housing Units	873 ( 7.3%)
Median Home Value	$279,894
Average Home Value	$321,774