4 Joseph Street, Derry, NH, 03038 | 6.89% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Derry at 4 Joseph Street, Derry, NH, 03038 generates $4,757/mo in rent, after a $4,058/mo payment. Total monthly income is $4,757/mo. Return on cash invested sits at 16.54% in year one, and rental yield is 6.89% on a $829,000 entry. Equity gained on principal adds $5,349/yr, while 5% annual appreciation builds toward $229,037 over five years. Five-year ROI reaches 85.41% and total cumulative return in cash sums $232,960. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $4,757/mo property income rather than buyer’s personal income.

Single Family

Built in 1984

1.03 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 03038, Derry, NH area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	14,587 (100%)
Owner Occupied HU	9,531 (65.3%)
Renter Occupied HU	4,609 (31.6%)
Vacant Housing Units	447 ( 3.1%)
Median Home Value	$482,768
Average Home Value	$548,921