








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Ottumwa at 4 Cedar Croft St, Ottumwa, IA, 52501 at $275,000 posts ROI 28.72% with $669/mo cash flow from $2,700/mo rent. Total monthly income equals $2,700/mo, and annual cash flow records $8,031/yr on $91,163 to close. Return on cash invested measures 28.72% and rental yield reads 11.78% at the current $275,000. Equity gained on principal adds $1,775/yr, and 5% annual appreciation supports $75,977 by year five. Five-year ROI prints 151.69% and total cumulative return in cash totals $138,287.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $2,700/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 1962
1.16 Acres lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 52501, Ottumwa, IA area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,418 (100%) |
| Owner Occupied HU | 8,019 (59.8%) |
| Renter Occupied HU | 3,871 (28.8%) |
| Vacant Housing Units | 1,528 (11.4%) |
| Median Home Value | $141,927 |
| Average Home Value | $197,013 |
Residential
12,449
Single Family
11,498
Multi-Family
951
Businesses
1,031
Date | Event | Price |
|---|---|---|
| 2025-06-01 | Sold | $275,000 |
| 2025-04-29 | Pending sale | $275,000 |
| 2025-03-17 | Price change | $275,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-09-29 | $7116.00 | 2.77% | $363,080 | N/A |
| 2023-09-29 | $6924.00 | 4.34% | $363,080 | 25.29% |
| 2022-09-29 | $6636.00 | 6.31% | $289,790 | -0.77% |



Listed by: Steven M Campbell • Julian Campbell Realtors
Mls Name: NoCoast MLS
Mls Provider:
Mls ID: #6320787
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.