4 Causeway RdPeruMA01235
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Peru rental at 4 Causeway Rd, Peru, MA, 01235 sits in the solid-income band: 9.25% gross yield, $5,773/mo rent, $1,052/mo net after the $3,368/mo debt service, DSCR 1.71. Entry price of $749,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $206,935 and $6,898/yr in principal reduction bring total cumulative return to $352,128.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.5% |
| Monthly Cash Flow | $1,052 | $1,200 |
City averages based on Peru market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,773 |
| Total Monthly Debt Service | $4,423 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
10.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01235, Hinsdale, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,646 (100%) |
| Owner Occupied HU | 1,136 (69.0%) |
| Renter Occupied HU | 157 ( 9.5%) |
| Vacant Housing Units | 353 (21.4%) |
| Median Home Value | $337,143 |
| Average Home Value | $413,790 |
Housing Distribution
Address Breakdown
Residential
962
Single Family
962
Multi-Family
0
Businesses
89
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
10.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01235, Hinsdale, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,646 (100%) |
| Owner Occupied HU | 1,136 (69.0%) |
| Renter Occupied HU | 157 ( 9.5%) |
| Vacant Housing Units | 353 (21.4%) |
| Median Home Value | $337,143 |
| Average Home Value | $413,790 |
Housing Distribution
Address Breakdown
Residential
962
Single Family
962
Multi-Family
0
Businesses
89
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tom Lynch • COMPASS MASSACHUSETTS , LLC GB
Mls Name: BCMLS
Mls ID: #247396