4 Bergen PlSchenectadyNY12309
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Schenectady at 4 Bergen Pl, Schenectady, NY, 12309 priced at $774,900 converts $5,126/mo rent into after a $3,793/mo obligation. Total monthly income equals $5,126/mo. Return on cash invested prints 19.83% in year one, and rental yield reads 7.94% against a $774,900 entry. Equity gained on principal adds $5,000/yr, while 5% annual appreciation compiles into $214,091 by year five. Five-year ROI reaches 103.04% and total cumulative return in cash sums $262,691. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $5,126/mo property income covering a $3,793/mo payment, not borrower’s personal income.
Single Family
Built in 2024
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12309, Schenectady, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,491 (100%) |
| Owner Occupied HU | 9,704 (71.9%) |
| Renter Occupied HU | 3,031 (22.5%) |
| Vacant Housing Units | 756 ( 5.6%) |
| Median Home Value | $348,109 |
| Average Home Value | $382,773 |
Housing Distribution
Address Breakdown
Residential
12,862
Single Family
12,210
Multi-Family
652
Businesses
513
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Listed by: N/A • Amedore Homes
Mls Name: Amedore Homes
Mls Provider:
Mls ID: #N/A