39980 Smith RdSoldotnaAK99669
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 39980 Smith Rd, Soldotna, AK, 99669 in Soldotna speaks for itself: 10.47% gross on a $275,000 price, generating $2,399/mo in rent and $723/mo in net income after the $1,237/mo debt service. DSCR 1.94, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,674 stacks alongside $75,977 in projected five-year appreciation and $2,533/yr in principal reduction. Projected total cumulative return: $150,663.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 8.0% |
| Monthly Cash Flow | $723 | $1,200 |
City averages based on Soldotna market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,399 |
| Total Monthly Debt Service | $1,567 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99669, Soldotna, AK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,621 (100%) |
| Owner Occupied HU | 5,084 (59.0%) |
| Renter Occupied HU | 1,676 (19.4%) |
| Vacant Housing Units | 1,861 (21.6%) |
| Median Home Value | $370,031 |
| Average Home Value | $444,811 |
Housing Distribution
Address Breakdown
Residential
4,734
Single Family
4,672
Multi-Family
62
Businesses
711
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99669, Soldotna, AK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,621 (100%) |
| Owner Occupied HU | 5,084 (59.0%) |
| Renter Occupied HU | 1,676 (19.4%) |
| Vacant Housing Units | 1,861 (21.6%) |
| Median Home Value | $370,031 |
| Average Home Value | $444,811 |
Housing Distribution
Address Breakdown
Residential
4,734
Single Family
4,672
Multi-Family
62
Businesses
711
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices