39809 N Messner WayPhoenixAZ85086
INVESTMENT ANALYSIS
Investment Verdict
Solid Income39809 N Messner Way, Phoenix, AZ, 85086 in Phoenix is a solid income-producing rental, 8.12% gross yield, $2,939/mo rent, $270/mo net cash flow on a $434,560 buy. DSCR 1.50 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $120,061 and $4,002/yr in principal reduction project a total cumulative return of $182,130.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $270 | $450 |
City averages based on Phoenix market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,939 |
| Total Monthly Debt Service | $2,496 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
6,554 sqft lot
$N/A/sqft
$300 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85086, Phoenix, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,839 (100%) |
| Owner Occupied HU | 13,349 (79.3%) |
| Renter Occupied HU | 2,307 (13.7%) |
| Vacant Housing Units | 1,183 ( 7.0%) |
| Median Home Value | $607,093 |
| Average Home Value | $650,277 |
Housing Distribution
Address Breakdown
Residential
16,294
Single Family
4,284
Multi-Family
12,010
Businesses
422
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
6,554 sqft lot
$N/A/sqft
$300 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85086, Phoenix, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,839 (100%) |
| Owner Occupied HU | 13,349 (79.3%) |
| Renter Occupied HU | 2,307 (13.7%) |
| Vacant Housing Units | 1,183 ( 7.0%) |
| Median Home Value | $607,093 |
| Average Home Value | $650,277 |
Housing Distribution
Address Breakdown
Residential
16,294
Single Family
4,284
Multi-Family
12,010
Businesses
422
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
