3980 W Oak DrMaconGA31210
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 3980 W Oak Dr, Macon, GA, 31210 in Macon hard to pass up. The 11.69% gross yield on a $232,000 purchase results in $2,260/mo in rent and $848/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.17). Annual cash flow of $10,171, five-year appreciation of $64,097, and $2,137/yr in equity build-up combine for a projected total cumulative return of $142,471.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 7.0% |
| Monthly Cash Flow | $848 | $450 |
City averages based on Macon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,260 |
| Total Monthly Debt Service | $1,320 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31210, Macon, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,994 (100%) |
| Owner Occupied HU | 8,223 (48.4%) |
| Renter Occupied HU | 7,270 (42.8%) |
| Vacant Housing Units | 1,501 ( 8.8%) |
| Median Home Value | $316,169 |
| Average Home Value | $363,621 |
Housing Distribution
Address Breakdown
Residential
16,289
Single Family
10,774
Multi-Family
5,515
Businesses
1,379
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31210, Macon, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,994 (100%) |
| Owner Occupied HU | 8,223 (48.4%) |
| Renter Occupied HU | 7,270 (42.8%) |
| Vacant Housing Units | 1,501 ( 8.8%) |
| Median Home Value | $316,169 |
| Average Home Value | $363,621 |
Housing Distribution
Address Breakdown
Residential
16,289
Single Family
10,774
Multi-Family
5,515
Businesses
1,379
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brandi Faircloth • ROBINS REALTY GROUP LLC
Mls Name: CGMLS
Mls ID: #261588
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.