397 North StDe Leon SpringsFL32130
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow397 North St, De Leon Springs, FL, 32130 in De Leon Springs earns its strong cash-flow label: 14.8% yield, $4,500/mo rent, $2,026/mo net income, DSCR 2.74. The $364,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $100,815 by year five. Combined with $3,361/yr in principal paydown, total projected return reaches $269,728.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.8% | 6.5% |
| Monthly Cash Flow | $2,026 | $300 |
City averages based on De Leon Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,500 |
| Total Monthly Debt Service | $2,328 |
| DSCR Ratio | 1.93x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32130, De Leon Springs, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,287 (100%) |
| Owner Occupied HU | 1,867 (81.6%) |
| Renter Occupied HU | 260 (11.4%) |
| Vacant Housing Units | 160 ( 7.0%) |
| Median Home Value | $434,038 |
| Average Home Value | $455,888 |
Housing Distribution
Address Breakdown
Residential
1,980
Single Family
1,980
Multi-Family
0
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32130, De Leon Springs, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,287 (100%) |
| Owner Occupied HU | 1,867 (81.6%) |
| Renter Occupied HU | 260 (11.4%) |
| Vacant Housing Units | 160 ( 7.0%) |
| Median Home Value | $434,038 |
| Average Home Value | $455,888 |
Housing Distribution
Address Breakdown
Residential
1,980
Single Family
1,980
Multi-Family
0
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices