3963 State Route 242JayVT05859








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Jay at 3963 State Route 242, Jay, VT, 05859 offers a 16.61% rental yield on a $186,400 purchase with $2,580/mo rent. Total monthly income registers $2,580/mo, and a $912/mo payment leaves $1,340/mo available for distribution. Annual cash flow reaches $16,083/yr on $61,792 to close, and return on cash invested stands at 45.94% in year one. Equity gained on principal adds $1,203/yr while 5% annual appreciation supports $51,499 over five years. Portfolio math shows five-year ROI at 243.08% and total cumulative return in cash at $150,202. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,580/mo property income against a $912/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1962
0.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05859, North Troy, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,819 (100%) |
| Owner Occupied HU | 746 (41.0%) |
| Renter Occupied HU | 211 (11.6%) |
| Vacant Housing Units | 862 (47.4%) |
| Median Home Value | $256,250 |
| Average Home Value | $312,617 |
Housing Distribution
Address Breakdown
Residential
676
Single Family
676
Multi-Family
0
Businesses
44
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