39618 Rockford AveZephyrhillsFL33542
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 39618 Rockford Ave, Zephyrhills, FL, 33542 in Zephyrhills deserves attention. This $135,000 property earns $1,708/mo in rent, a 15.18% gross yield, and nets $781/mo after the $607/mo payment. DSCR 2.81 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $37,298 compounds alongside $1,243/yr in yearly equity build, for a total cumulative return of $101,930.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.2% | 7.5% |
| Monthly Cash Flow | $781 | $300 |
City averages based on Zephyrhills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,708 |
| Total Monthly Debt Service | $873 |
| DSCR Ratio | 1.96x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1973
2,420 sqft lot
$N/A/sqft
$25 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1973
2,420 sqft lot
$N/A/sqft
$25 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices