3961 SW 147th PlOcalaFL34473
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 3961 SW 147th Pl, Ocala, FL, 34473 in Ocala deserves attention. This $139,000 property earns $2,063/mo in rent, a 17.81% gross yield, and nets $1,140/mo after the $625/mo payment. DSCR 3.30 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $38,403 compounds alongside $1,280/yr in yearly equity build, for a total cumulative return of $126,368.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.8% | 8.2% |
| Monthly Cash Flow | $1,140 | $425 |
City averages based on Ocala market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,063 |
| Total Monthly Debt Service | $867 |
| DSCR Ratio | 2.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34473, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,053 (100%) |
| Owner Occupied HU | 8,064 (73.0%) |
| Renter Occupied HU | 2,221 (20.1%) |
| Vacant Housing Units | 768 ( 6.9%) |
| Median Home Value | $281,717 |
| Average Home Value | $325,556 |
Housing Distribution
Address Breakdown
Residential
11,597
Single Family
10,596
Multi-Family
1,001
Businesses
138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34473, Ocala, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,053 (100%) |
| Owner Occupied HU | 8,064 (73.0%) |
| Renter Occupied HU | 2,221 (20.1%) |
| Vacant Housing Units | 768 ( 6.9%) |
| Median Home Value | $281,717 |
| Average Home Value | $325,556 |
Housing Distribution
Address Breakdown
Residential
11,597
Single Family
10,596
Multi-Family
1,001
Businesses
138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jenny Torres • One Family Realty
Mls Name: MIAMI
Mls Provider:
Mls ID: #A11825933
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.