39600 Elgin DrZephyrhillsFL33542
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 39600 Elgin Dr, Zephyrhills, FL, 33542 in Zephyrhills the bet is firmly on appreciation. Rental yield 0%. The 0% gross yield on a $145,900 price is below income-first thresholds, but 5%/yr value growth projects $40,309 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.00) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 7.5% |
| Monthly Cash Flow | $0 | $300 |
City averages based on Zephyrhills market data in our database. Property projections are estimates.
Manufactured
Built in 1985
7,800 sqft lot
$N/A/sqft
$25 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1985
7,800 sqft lot
$N/A/sqft
$25 monthly HOA
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices