396 Gaither StGilbertLA71336
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow396 Gaither St, Gilbert, LA, 71336 in Gilbert earns its strong cash-flow label: 12% yield, $1,350/mo rent, $514/mo net income, DSCR 2.22. The $135,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $37,298 by year five. Combined with $1,243/yr in principal paydown, total projected return reaches $84,278.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 7.0% |
| Monthly Cash Flow | $514 | $400 |
City averages based on Gilbert market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,350 |
| Total Monthly Debt Service | $783 |
| DSCR Ratio | 1.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71336, Gilbert, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 865 (100%) |
| Owner Occupied HU | 548 (63.4%) |
| Renter Occupied HU | 140 (16.2%) |
| Vacant Housing Units | 177 (20.5%) |
| Median Home Value | $168,750 |
| Average Home Value | $195,242 |
Housing Distribution
Address Breakdown
Residential
496
Single Family
482
Multi-Family
14
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71336, Gilbert, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 865 (100%) |
| Owner Occupied HU | 548 (63.4%) |
| Renter Occupied HU | 140 (16.2%) |
| Vacant Housing Units | 177 (20.5%) |
| Median Home Value | $168,750 |
| Average Home Value | $195,242 |
Housing Distribution
Address Breakdown
Residential
496
Single Family
482
Multi-Family
14
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices