3957 Rain DanceSebringFL33872
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3957 Rain Dance, Sebring, FL, 33872 in Sebring is a top-tier cash-flow asset. At $112,500 it produces $3,151/mo in rent and $2,405/mo in net monthly income, a 33.61% gross rental yield. The DSCR of 6.23 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $28,856. Five-year appreciation adds $31,082, driving a total cumulative return of $197,646.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 33.6% | 6.2% |
| Monthly Cash Flow | $2,405 | $250 |
City averages based on Sebring market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,151 |
| Total Monthly Debt Service | $702 |
| DSCR Ratio | 4.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2006
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33872, Sebring, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,099 (100%) |
| Owner Occupied HU | 5,448 (67.3%) |
| Renter Occupied HU | 1,110 (13.7%) |
| Vacant Housing Units | 1,541 (19.0%) |
| Median Home Value | $212,107 |
| Average Home Value | $227,059 |
Housing Distribution
Address Breakdown
Residential
8,046
Single Family
7,717
Multi-Family
329
Businesses
238
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2006
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33872, Sebring, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,099 (100%) |
| Owner Occupied HU | 5,448 (67.3%) |
| Renter Occupied HU | 1,110 (13.7%) |
| Vacant Housing Units | 1,541 (19.0%) |
| Median Home Value | $212,107 |
| Average Home Value | $227,059 |
Housing Distribution
Address Breakdown
Residential
8,046
Single Family
7,717
Multi-Family
329
Businesses
238
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices