3950 Mack Rd SPACE 20SacramentoCA95823
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3950 Mack Rd SPACE 20, Sacramento, CA, 95823 in Sacramento speaks for itself: 20.54% gross on a $145,000 price, generating $2,482/mo in rent and $1,585/mo in net income after the $652/mo debt service. DSCR 3.81, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $19,015 stacks alongside $40,061 in projected five-year appreciation and $1,335/yr in principal reduction. Projected total cumulative return: $156,994.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 20.5% | 4.8% |
| Monthly Cash Flow | $1,585 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,482 |
| Total Monthly Debt Service | $839 |
| DSCR Ratio | 2.96x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1995
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95823, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,165 (100%) |
| Owner Occupied HU | 11,666 (46.4%) |
| Renter Occupied HU | 12,588 (50.0%) |
| Vacant Housing Units | 911 ( 3.6%) |
| Median Home Value | $407,690 |
| Average Home Value | $420,938 |
Housing Distribution
Address Breakdown
Residential
24,750
Single Family
20,516
Multi-Family
4,234
Businesses
1,598
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1995
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95823, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,165 (100%) |
| Owner Occupied HU | 11,666 (46.4%) |
| Renter Occupied HU | 12,588 (50.0%) |
| Vacant Housing Units | 911 ( 3.6%) |
| Median Home Value | $407,690 |
| Average Home Value | $420,938 |
Housing Distribution
Address Breakdown
Residential
24,750
Single Family
20,516
Multi-Family
4,234
Businesses
1,598
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices