3937 McMahon RdHinsdaleNY14743
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3937 McMahon Rd, Hinsdale, NY, 14743 in Hinsdale speaks for itself: 18.94% gross on a $175,000 price, generating $2,762/mo in rent and $1,594/mo in net income after the $787/mo debt service. DSCR 3.51, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $19,125 stacks alongside $48,349 in projected five-year appreciation and $1,612/yr in principal reduction. Projected total cumulative return: $169,257.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 18.9% | 6.2% |
| Monthly Cash Flow | $1,594 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,762 |
| Total Monthly Debt Service | $1,099 |
| DSCR Ratio | 2.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
10.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14743, Hinsdale, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 859 (100%) |
| Owner Occupied HU | 532 (61.9%) |
| Renter Occupied HU | 104 (12.1%) |
| Vacant Housing Units | 223 (26.0%) |
| Median Home Value | $172,222 |
| Average Home Value | $198,186 |
Housing Distribution
Address Breakdown
Residential
712
Single Family
712
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
10.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14743, Hinsdale, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 859 (100%) |
| Owner Occupied HU | 532 (61.9%) |
| Renter Occupied HU | 104 (12.1%) |
| Vacant Housing Units | 223 (26.0%) |
| Median Home Value | $172,222 |
| Average Home Value | $198,186 |
Housing Distribution
Address Breakdown
Residential
712
Single Family
712
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices