3930 Topside Dr, Harbor Springs, MI, 49740 | 3.64% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $3,926/mo, and a $6,338/mo payment. Purchase price stands at $1,295,000, and rental yield measures 3.64% with $3,926/mo rent. Return on cash invested shows 7.18% in year one, and 5% annual appreciation builds toward $357,785 over five years. Five-year ROI reaches 35% and total cumulative return in cash records $146,874. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,926/mo property income covering a $6,338/mo payment rather than investor’s personal income.

Single Family

Built in 2005

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 49740, Harbor Springs, MI area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,444 (100%)
Owner Occupied HU	3,072 (47.7%)
Renter Occupied HU	529 ( 8.2%)
Vacant Housing Units	2,843 (44.1%)
Median Home Value	$375,000
Average Home Value	$480,244