39259 Road JMancosCO81328
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 39259 Road J, Mancos, CO, 81328 in Mancos worth study. Rental yield 5.25%. The 5.25% gross yield is below cash-flow benchmarks at $879,900, but 5% annual appreciation, adding $243,100 over five years, frames this as a capital growth position. Rent of $3,851/mo partially offsets the $3,957/mo payment. Ziffy Mortgage finances appreciation-play properties (0.97 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $250,068.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 5.0% |
| Monthly Cash Flow | $(1,277) | $1,500 |
City averages based on Mancos market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,851 |
| Total Monthly Debt Service | $4,778 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
4.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81328, Mancos, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,416 (100%) |
| Owner Occupied HU | 1,488 (61.6%) |
| Renter Occupied HU | 474 (19.6%) |
| Vacant Housing Units | 454 (18.8%) |
| Median Home Value | $542,347 |
| Average Home Value | $602,418 |
Housing Distribution
Address Breakdown
Residential
1,811
Single Family
1,801
Multi-Family
10
Businesses
151
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
4.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81328, Mancos, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,416 (100%) |
| Owner Occupied HU | 1,488 (61.6%) |
| Renter Occupied HU | 474 (19.6%) |
| Vacant Housing Units | 454 (18.8%) |
| Median Home Value | $542,347 |
| Average Home Value | $602,418 |
Housing Distribution
Address Breakdown
Residential
1,811
Single Family
1,801
Multi-Family
10
Businesses
151
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Abbi Munn • The Wells Group of Durango, LLC
Mls Name: CREN
Mls Provider:
Mls ID: #823901
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.