39249 Road 800RaymondCA93653
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Raymond at 39249 Road 800, Raymond, CA, 93653 projects strong ROI of -1.54%. Rental yield 0.59%. With 5% annual appreciation, the property builds $1,379,971 in value over five years. Equity growth combined delivers a projected five-year ROI of 4.5%, translating into $63,482 in total cumulative return on $1,411,031 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.6% | 5.2% |
| Monthly Cash Flow | $(28,443) | $1,200 |
City averages based on Raymond market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,455 |
| Total Monthly Debt Service | $28,911 |
| DSCR Ratio | 0.08x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
1,203 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93653, Raymond, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 537 (100%) |
| Owner Occupied HU | 356 (66.3%) |
| Renter Occupied HU | 84 (15.6%) |
| Vacant Housing Units | 97 (18.1%) |
| Median Home Value | $537,770 |
| Average Home Value | $699,895 |
Housing Distribution
Address Breakdown
Residential
376
Single Family
376
Multi-Family
0
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
1,203 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93653, Raymond, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 537 (100%) |
| Owner Occupied HU | 356 (66.3%) |
| Renter Occupied HU | 84 (15.6%) |
| Vacant Housing Units | 97 (18.1%) |
| Median Home Value | $537,770 |
| Average Home Value | $699,895 |
Housing Distribution
Address Breakdown
Residential
376
Single Family
376
Multi-Family
0
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices