3921 E Osceola RdGenevaFL32732
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Geneva rental at 3921 E Osceola Rd, Geneva, FL, 32732 sits in the solid-income band: 9.88% gross yield, $8,070/mo rent, $1,567/mo net after the $4,407/mo debt service, DSCR 1.83. Entry price of $980,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $270,756 and $9,026/yr in principal reduction bring total cumulative return to $474,326.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 8.0% |
| Monthly Cash Flow | $1,567 | $1,500 |
City averages based on Geneva market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,070 |
| Total Monthly Debt Service | $6,114 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
7.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32732, Geneva, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,270 (100%) |
| Owner Occupied HU | 1,903 (83.8%) |
| Renter Occupied HU | 200 ( 8.8%) |
| Vacant Housing Units | 167 ( 7.4%) |
| Median Home Value | $602,073 |
| Average Home Value | $627,698 |
Housing Distribution
Address Breakdown
Residential
2,058
Single Family
2,058
Multi-Family
0
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
7.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32732, Geneva, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,270 (100%) |
| Owner Occupied HU | 1,903 (83.8%) |
| Renter Occupied HU | 200 ( 8.8%) |
| Vacant Housing Units | 167 ( 7.4%) |
| Median Home Value | $602,073 |
| Average Home Value | $627,698 |
Housing Distribution
Address Breakdown
Residential
2,058
Single Family
2,058
Multi-Family
0
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices