39142 Loma Dr, Scio, OR, 97374 | $9/mo Cash Flow

For Sale

Listed for sale 1 day ago

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

3 Bed
2 Bath
1850 sft

1305 Main St SE, Albany, OR, 97322

3 Bed
2 Bath
1440 sft

2749 Bridlewood Loop SE, Albany, OR, 97322

3 Bed
2 Bath
1148 sft

2302 Imperial Dr NW, Albany, OR, 97321

3 Bed
2 Bath
1422 sft

4589 Geary St SE, Albany, OR, 97322

Nearby investment properties with comparable prices

3 Bed
1 Bath
1324 sft

680 Crowfoot Rd, Lebanon, OR, 97355

3 Bed
3 Bath
1629 sft

4507 Sagecrest Dr NE, Albany, OR, 97322

3 Bed
2 Bath
1368 sft

1875 NW Ravenwood Dr, Albany, OR, 97321

3 Bed
2 Bath
1571 sft

2815 Lucia Ct NW, Albany, OR, 97321

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Investment property for sale in Scio at 39142 Loma Dr, Scio, OR, 97374 offers a 7.27% rental yield on a $475,000 purchase with $2,876/mo rent. Total monthly income registers $2,876/mo, and a $2,325/mo payment leaves $9/mo available for distribution. Annual cash flow reaches $105/yr on $157,463 to close, and return on cash invested stands at 19.98% in year one. Equity gained on principal adds $3,065/yr while 5% annual appreciation supports $131,234 over five years. Portfolio math shows five-year ROI at 103% and total cumulative return in cash at $162,187. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,876/mo property income against a $2,325/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1972

5.44 Acres lot

$N/A/sqft

No HOA

More details about the property

Investor or owner-occupant rehab opportunity! Much of the major exterior work is complete, including new siding, exterior paint, Andersen windows, and a new roof. The interior is ready for renovation and offers a functional floor plan to work with. Situated atop 5.44 acres, the home enjoys elevated views overlooking the lower pasture. The property features fencing in varying condition, along with a shop/outbuilding and an additional outbuilding near the pasture (condition unknown).

Neighborhood Data

Neighborhood data shown for ZIP Code: 97374, Scio, OR area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,200 (100%)
Owner Occupied HU	1,731 (78.7%)
Renter Occupied HU	377 (17.1%)
Vacant Housing Units	92 ( 4.2%)
Median Home Value	$596,742
Average Home Value	$625,797