4065 Spring Ave NE, Albany, OR, 97322 | $246/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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4065 Spring Ave NE, Albany, OR, 97322 | $246/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Albany at 4065 Spring Ave NE, Albany, OR, 97322 generates $2,690/mo in rent and, after a $1,982/mo payment, leaves $246/mo in cash flow. Total monthly income is $2,690/mo, and annual cash flow is $2,949/yr on $134,224 invested. Return on cash invested sits at 22.11% in year one, and rental yield is 7.97% on a $404,900 entry. Equity gained on principal adds $2,613/yr, while 5% annual appreciation builds toward $111,866 over five years. Five-year ROI reaches 114.42% and total cumulative return in cash sums $153,582. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,690/mo property income rather than buyer’s personal income.

Single Family

Built in 2005

4,356 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to this cozy and adorable 3 bed, 2 bath home with 1,290 sq ft of charm. The freshly painted exterior and brand-new front and back landscaping make this home shine. Enjoy open-concept living that's perfect for relaxing or entertaining. The spacious primary bedroom features an ensuite bath and walk-in closet. Located in a lovely neighborhood, this charming home is move-in ready and waiting for its next chapter.